"For All Your Insurance Needs"


Finite Risk Solutions Sdn. Bhd. (FRS) has registered itself as corporate agents with several insurance companies in Malaysia: life, general and composite insurance companies.

We at FRS distinguish ourselves from normal insurance agencies through our proven professional comprehensive company operations and services rendered to our valuable clients. In other words, we represent our clients in business dealing with the insurance companies. Currently, we have direct business relationship with the following insurance companies:

  • Allianz Life Insurance Malaysia Berhad
  • QBE Insurance Malaysia Berhad
  • Progressive Insurance Berhad
  • Tune Protect Malaysia Berhad
  • Lonpac Insurance Berhad
  • RHB Insurance Berhad
  • Syarikat Takaful Malaysia Berhad
  • Etiqa Takaful Berhad
  • Zurich Takaful Insurance Berhad
  • Hong Leong MSIG Takaful

As an independent Corporate Agent, our main target is to serve and to satisfy the risk management needs and requirements of our valuable clients. Our professional consultancy services include:

  • Identification and Evaluation of Risk
  • Based on a company's nature of businesses and scope of operations, we shall identify and evaluate the insurance and risks prevention needs and requirements.

  • Advise and Quotation
  • Through the identification and evaluation process, we shall provide our free professional advice to our clients on comprehensive insurance schemes that can provide the best insurance risk protection to the company as well as all other parties interest i.e financier, sub-contractor etc.

  • Implementation of Insurance Policy Coverage
  • Our strong connection with our insurance company counterparts (both locally and internationally) shall give us an advantage to negotiate on the most competitive rates, terms, and conditions. With full cooperation by insurance company we are able to package or tailor made policy for the benefits of our valuable clients.

    For large and specialized risks which require reinsurance support/placement, our counterpart (PWS) is able to assist on obtaining capacity.

  • Controlling and Monitoring of Policies
  • We are responsible to monitor, control and advise our clients on movements, changes and endorsement of all the insurance policies within the policy period and ensure policy/clauses wording are relevant and applicable to the insured.

    We also responsible to monitor no breaching of any warranties or terms and conditions i.e Cash Before Cover and Premium Warranty so to ensure continuation cover of our client policy.

  • Claims Administration (controlling and monitoring)
  • Not only we monitor the administration of client's insurance claim, we shall also represent our clients to directly negotiate with the insurance company on the settlement of any claim incurred.

We have the experience, knowledge and skills on all categories of insurance. The insurance consultations that we offer to our clients cover General Insurance, Employee Benefits Insurance, and motor vehicle insurance either to corporate or individual parties which include, among others:

  • General Insurance
  • # Lost or damage to Property
    # Legal liability

  • Employee Benefits
  • # Death and/or disability of employees
    # Hospitalisation Cost

  • Motor Vehicle
  • # Comprehensive coverage
    # Third party coverage